Considering that car insurance is a necessary requirement for the drivers, young as well as old, it is a preference for the young college drivers to have as much savings on the policy as possible. For college students who have newly been qualified for driving, one way to have savings on the insurance policy is to take a test that is like a standard qualification test to make sure that you are truly qualified to drive. The insurance companies consider a certain passing score of this test as a sign that you are actually qualified and trained to drive and get student car insurance. If you want to have savings on your can insurance as a student, it is a good idea to pay upfront for the insurance. This saves you from the expense of the interest that you have to pay every month in case you decide to pay in installments. Consider your needs and requirements carefully and then choose the insurance cover accordingly.